10 Simple Guidelines in Shopping for Health Insurance

Although the following article deals specifically with guidelines and tips for saving money when shopping for California health insurance it can still be a good guide for anyone shopping for health insurance whether they live in California, Florida or South Dakota.

10 Simple Guidelines for Finding Health Insurance in California

Student Health Insurance

Many students have no idea if they are even still covered under their parent's health insurance plans.

A recent Purdue University article points out that many college age students don't even know what to look for in a health insurance plan.

Health Insurance in Florida

FIU aims to offer health care to part-timers, contractors

FIU aims to offer health care to part-timers and contractors. Read the whole story at the South Florida Business Journal.

FL health insurance

Are all health insurance agents the same?

What is the difference between a captive agent and an independant agent?

Why should it even matter to the careful Florida health insurance shopper?

Learn more about the difference between Florida captive insurance agents and Florida indpendant insurance agents by reading Florida Health Insurance Agents

Largest Group of Uninsured in Florida

According to a recent study shown here at the Miami Herald many young adults in Florida are choosing to go without health coverage.

Is the chance at a sure bankruptcy with one large medical bill taking a gamble?


Affordable Florida Health Insurance

Florida Self Employed Health Insurance

Read about the different options that are available to you as a self employed individual in Florida in the article Florida Self Employed Health Insurance

Florida Department of Financial Services

Here are a few recommended links for today:


Florida Department of Financial Services

National Association of Insurance Commissioners

Florida Medical Insurance Quotes

Pre-Existing Conditions

What is a pre-existing condition? How are pre-existing conditions handled? Are there differences in how a pre-existing condition is handled depending on whether it is a Florida group health insurance plan or a Florida individual health insurance plan?

These are all valid questions concerning pre-existing conditions. Learn the answer to these and other questions - Pre-Existing Conditions in Florida Health Insurance.

Florida HIPAA Regulations

There are very important regulations that you must follow and criteria that you must meet in order to be eligible for a guaranteed issue individual plan in the state of Florida under the HIPAA regulations.

Please see the below info on HIPAA/COBRA regulations from the US Dept of Labor:

http://www.dol.gov/dol/topic/health-plans/portability.htm

http://www.dol.gov/ebsa/faqs/faq_consumer_hipaa.html

Speak with a licensed Florida independant health insurance agent as this area of the law can sometimes be a little tricky. Call me at 813-830-7556 or request Florida HIPAA health insurance quotes.

Florida Medical Insurance

Florida medical insurance can be divided into two main categories: Florida individual medical insurance and Florida group medical insurance (yes, I know a seemingly very obvious distinction). However, there are some very important differences between the two health insurance categories. Read more about Florida Medical Insurance.

Florida Self Employed Health Insurance

As a reminder to all of the self employed residents of Florida: remember that August is the only month that you have for open enrollment according to the Florida Department of Financial Services. To learn more about all of the options that are available for the Florida self employed visit Florida self employed health insurance.